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Things To Know About A Home Warranty Before You Move In

July 14, 2021

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Things To Know About A Home Warranty Before You Move In

Should you purchase a home warranty when relocating? House warranties provide a sense of security for many buyers when it comes to budgeting for home expenses. Whether or not you need a house warranty is determined by your individual needs, financial situation, and the condition of your new home. Thankfully, we're here to assist you. We've included information about what home warranties are excellent for (and what they aren't) as well as the types of homeowners who should and shouldn't consider obtaining one to make your decision easier.


What is a home warranty, and how does it work?

A house warranty is a service contract that covers the cost of repairing or replacing covered components, such as major kitchen appliances, as well as electrical, plumbing, heating, and air conditioning systems. Windows, doors, and other structural features are not covered by a warranty.

Homeowners insurance, on the other hand, covers damages incurred if your home and belongings are damaged or destroyed as a result of fire, theft, or other risks.


Is it worthwhile to purchase a home warranty?

According to HomeAdvisor, the cost of a home warranty can range from $220 to $1,767 annually. If you want greater coverage for things like washers and dryers, pools, and septic systems, you can think bigger.

Expect to pay a cost for service calls in addition to the annual premium, which can range from $60 to $100 depending on your provider and the type of contract you select.

You could spend hundreds or thousands of dollars repairing or replacing key appliances or systems if you don't have a house warranty. A house warranty can more than pay for itself if you don't have funds set aside for these costs.


What to do before you move

 

Get quotes from different providers

Customers may be able to add other home features, such as a swimming pool, to their home warranty package with some providers. Before committing to a home warranty plan, remember to consider different providers and their offerings.


Inquire about any current house warranties

Do the sellers own a home warranty? Is there a separate manufacturer's warranty for each appliance? When buying a house, make sure you ask the sellers these questions. During the first year, the sellers may even offer to pay for all or part of the buyer's house warranty.


Have an inspector look at the home's appliances and features 

Ensure that the inspector in charge of your official house inspection examines the appliances and systems thoroughly. Your inspector should be able to provide you with a comprehensive assessment of these items' condition. This should make deciding whether or not you require a home warranty much easier. If an appliance is on its final legs, for example, it's probably a good idea to get a house warranty and/or ask the seller to handle the repairs before closing.


So you've acquired a home and a home warranty, and you're ready to move in. Contact the Best Moving Company in New Haven, CT


What are house warranties and why you might need one.
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